Last updated: January 1, 2025
Trading financial instruments involves substantial risk of loss and is not appropriate for all individuals. You may lose some or all of your invested capital. Never trade with money you cannot afford to lose. This disclosure does not constitute financial advice.
Waypoint Terminal is required to ensure that users understand the risks associated with trading financial markets before using the Platform. This Risk Disclosure is provided for informational purposes and should be read in conjunction with our full Disclaimer and Terms of Service.
This disclosure does not enumerate every possible risk. Financial markets are complex and risks evolve over time. Users are encouraged to seek independent financial and legal advice suited to their individual circumstances.
Financial markets are inherently volatile and unpredictable. The price of any financial instrument can move significantly and rapidly in either direction due to a wide range of factors including, but not limited to:
Trading any financial instrument — including equities, options, futures, foreign exchange, cryptocurrencies, and other derivatives — carries significant risk of loss. In some cases, losses can exceed the amount originally invested, particularly when using leverage or margin products. Past performance in any market or instrument does not guarantee or predict future results.
Many trading instruments allow or require the use of leverage, meaning you can control a larger position than your deposited capital. While leverage can amplify gains, it equally amplifies losses. A relatively small adverse price movement in a leveraged position can result in substantial or total loss of your margin deposit. You may be required to deposit additional funds immediately to maintain a position. Failure to do so may result in your position being closed at a loss by your broker.
Waypoint Terminal provides algorithmic scanning, opportunity scoring, regime classification, AI-generated commentary, and other analytical outputs. All of these outputs:
Analytical outputs generated by AI and algorithmic processes are inherently subject to model limitations. AI models may produce outputs that appear confident but are based on incomplete information, model assumptions, or training data that no longer reflects current market dynamics. Algorithmic systems can fail, produce incorrect outputs, or behave unexpectedly under unusual market conditions. No AI or algorithmic system eliminates market risk or guarantees trading success.
Any reference to historical performance, win rates, or backtested results is provided for informational and illustrative purposes only. Backtested performance has inherent limitations — it is computed with the benefit of hindsight and does not account for real-world factors such as slippage, execution costs, liquidity constraints, and behavioral biases. Hypothetical results do not represent actual trading outcomes. Past analytical performance does not guarantee future results.
Market data, pricing, and financial information displayed within the Platform may be sourced from third-party providers. This data may be delayed, incomplete, or inaccurate. We do not guarantee the reliability of third-party data sources. Trading decisions made on the basis of incorrect or delayed data can result in significant losses. Always verify critical price and data information through your broker or primary data source before executing any trade.
The Platform may experience outages, delays, data errors, or unavailability due to technical failures, maintenance, or events beyond our control. Users should not rely solely on the Platform for time-sensitive trading decisions and should maintain independent access to market data and execution platforms. We are not liable for trading losses resulting from Platform unavailability or technical errors.
The regulatory environment for financial markets and trading technology is subject to change. New laws, regulations, or enforcement actions may affect your ability to trade certain instruments or use certain tools. You are responsible for ensuring that your use of the Platform and your trading activities comply with all laws and regulations applicable in your jurisdiction. The Platform is not available in jurisdictions where its use would violate local laws.
Trading involves significant psychological demands. Stress, fear, greed, overconfidence, and other behavioral factors can lead to poor decision-making and losses. While Waypoint Terminal is designed to support structured, disciplined decision-making, no tool eliminates the influence of human psychology. Users are responsible for managing their own behavioral and emotional responses to market events.
Trading financial instruments is not appropriate for everyone. Before trading, consider whether you:
Final Note: Waypoint Terminal is decision infrastructure — not a decision replacement. The Platform is designed to help disciplined traders organize their process. The quality of outcomes depends on the quality of the trader's judgment, preparation, and risk management. The Platform does not guarantee profitable trading or protection against loss.
For questions about this disclosure: legal@waypointterminal.com